Stated Income

Stated Income Loans are a great option for clients seeking a quick, flexible permanent mortgage solution that does not require tax returns or personal income verification.  Deals are evaluated based on the strength of the properties value and cash flow. Stated Income Loans are designed for borrowers of any credit profile seeking a simple financing solution for purchase or refinance, along with the flexibility to remain in the loan for up to 30 years.  Stated Income Loans are the best alternative to Hard Money offering a quick close with bankable rates and terms.  This program is available for all property types including Commercial, Single Family 1-4, Multi-Family, Mixed-Use & even Hotels.  Loan sizes range between $100,000 and $5M. Free quotes are available within 24 hours Nationwide.

Key features

  • All Property Types Eligible

  • Purchase, Refi, & Cash Out Refi

  • Up to 30 Year Fixed 

  • Up to 75% LTV

  • Loans From $100k-$5M

  • Full, Lite, & No Doc Options

  • Rates Starting at 4.75%

  • No Cash Out Limits

  • BK's & Tax Liens Ok

  • 2-4 Week Close