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Modern Housing

Rental program

 Our 1-4 Unit Rental Program is designed for investors seeking a simpler way to finance rental properties by not requiring tax returns, paystubs or W2's to qualify.  Instead of the standard Debt-to-Income (DTI) test, we perform a DSCR-based underwrite and qualify income based on the property’s cash flows, not your personal cash flow.  Get started today by clicking the Free Quote button below.

Key features

  • Purchase, refinance or cash out

  • Airbnb & VRBO loans available

  • 5yr arm or 30 year fixed

  • Up to 80% LTV

  • Loans from $100k-$5M

  • No DTI requirement

  • No tax returns 

  • No cash out limits

  • Portfolio loans available

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